Acquisition Loans

Acquisition Loans
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Expand your reach to include more franchise restaurant locations — our acquisition loans are used to acquire stores from other franchisees or franchisors.* Our experienced lenders work closely with you to find the best terms for your loan. Take advantage of our competitive rates and expert service today.

Acquisition Loan Details
  • Acquire stores from other franchisees or franchisors*
  • Competitive interest rates
  • Loans tailored to your unique situation
  • Backed by our years of franchise restaurant financing expertise
  • Reasonable prepayment terms

*We closely evaluate a franchisee's existing store performance and compare that to the stores to be acquired. We recognize the acquiring operator's ability to manage the new stores as well as they do their existing stores. Loan amounts vary, but can be based on a the brand's typical multiple of cash flow or the value of the collateral. A good rule of thumb is to compare the acquisition cost to the cost to develop a store from the ground up. If there is a wide gap between the collateral value and the acquisition, the borrower will be asked to fund that gap out of their own equity so that the new store is able to easily make its projected debt payments.